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Appeal deadline calculator

ESTIMATES COMMON FEDERAL TIMEFRAMES · YOUR DENIAL LETTER ALWAYS CONTROLS · NOT LEGAL ADVICE

Your denial letter started a clock. Enter the date on the letter and get the estimated deadlines that typically apply to commercial plans — then download calendar reminders so nothing slips.

Pre-service and post-service appeals run on different insurer decision clocks.

Urgent appeals can qualify for an expedited (~72-hour) decision — flag it in your appeal's first line.

How these estimates work

  • Filing window: many non-grandfathered commercial plans allow at least 180 days from the denial notice for the internal appeal. Some plans allow more; your letter states the real number.
  • Insurer decision: commonly ~30 days (pre-service) or ~60 days (post-service) per appeal level, and 72 hours for qualifying urgent appeals.
  • External review: often within 4 months of the final internal denial under the federal process; some states differ. See external review, explained.
  • Medicare, Medicaid, and some self-funded or grandfathered plans run on different rules — the letter and plan documents control.
Deadlines are half the battle

The other half is the paperwork. We draft it.

Upload your denial letter — GetMyYes drafts the appeal letter, evidence checklist, doctor letter request, and call script around your case, with your deadlines tracked automatically.

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