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PR-31: Patient cannot be identified as insured

UPDATED JULY 2026 · U.S. PLANS · NOT LEGAL OR MEDICAL ADVICE

The payer couldn't match you to an active policy — usually a typo in the ID, name, or date of birth on the claim.

PR-31 at a glance
  • Code group: PR — Patient Responsibility — the payer assigns this amount to you (verify before paying).
  • Who usually fixes it: You and the billing office together.
  • Worth appealing? Sometimes — depends on the facts.

What to do about a PR-31 denial

  1. Give the provider's office a photo of your current insurance card and confirm your details.
  2. Have the claim resubmitted with corrected identifiers.
  3. If you were enrolled but the payer's file is wrong, escalate to the insurer's enrollment team with proof.
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