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CO-29: Timely filing limit expired

UPDATED JULY 2026 · U.S. PLANS · NOT LEGAL OR MEDICAL ADVICE

The provider submitted the claim after the payer's filing deadline. In-network, this is generally the provider's problem — network contracts usually bar billing the member for late-filed claims.

CO-29 at a glance
  • Code group: CO — Contractual Obligation — in-network providers generally cannot bill you for CO adjustments.
  • Who usually fixes it: The provider’s billing office.
  • Worth appealing? Sometimes — depends on the facts.

What to do about a CO-29 denial

  1. Don't pay a bill for a CO-29 denial before asking questions — ask the provider's office why the claim was late.
  2. In-network: point out that timely-filing write-offs are typically the provider's responsibility under their contract.
  3. The office can appeal with proof of original timely submission if the claim was actually sent on time.
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