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    <description>Plain-English health insurance appeal guides and free letter templates.</description>
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      <title>Appeal a Health Denial in California (DMHC IMR)</title>
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      <pubDate>Mon, 27 Jul 2026 12:00:00 GMT</pubDate>
      <description>How to appeal a California health insurance denial: which regulator covers your plan, the free DMHC Independent Medical Review process, deadlines, and a request template.</description>
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      <title>Therapy Denied? Use Parity Rules to Appeal</title>
      <link>https://getmyyes.com/appeals/mental-health-therapy-denial</link>
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      <pubDate>Mon, 20 Jul 2026 12:00:00 GMT</pubDate>
      <description>Federal parity law bars stricter limits on mental health and substance-use care than medical care. Learn how to use it in your appeal, plus a free letter template.</description>
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      <title>Appeal an Emergency-Room Claim Denial | GetMyYes</title>
      <link>https://getmyyes.com/appeals/emergency-room-claim-denied</link>
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      <pubDate>Mon, 13 Jul 2026 12:00:00 GMT</pubDate>
      <description>Learn how the prudent-layperson standard can apply to an emergency-room denial, what evidence to collect, and how to use a free appeal letter template.</description>
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      <title>Appeal a “Not Medically Necessary” Denial | GetMyYes</title>
      <link>https://getmyyes.com/appeals/not-medically-necessary</link>
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      <pubDate>Sun, 12 Jul 2026 12:00:00 GMT</pubDate>
      <description>Learn how to request the plan criteria and clinical rationale behind a medical-necessity denial, organize evidence, and use a free appeal template.</description>
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      <title>Appeal a Formulary Exclusion | GetMyYes</title>
      <link>https://getmyyes.com/appeals/formulary-exclusion-denial</link>
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      <pubDate>Sun, 12 Jul 2026 12:00:00 GMT</pubDate>
      <description>Medication not on your insurance formulary? How to request a formulary exception with your prescriber, appeal a denial, and a free exception letter template.</description>
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      <title>Appeal a Prior Authorization Denial | GetMyYes</title>
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      <pubDate>Sun, 12 Jul 2026 12:00:00 GMT</pubDate>
      <description>Prior authorization denied by your insurance? How to appeal a prior auth denial, when to demand a 72-hour expedited review, and a free appeal letter template.</description>
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      <title>Appeal a Step Therapy Denial | GetMyYes</title>
      <link>https://getmyyes.com/appeals/step-therapy-denial</link>
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      <pubDate>Sun, 12 Jul 2026 12:00:00 GMT</pubDate>
      <description>Learn how treatment history can support a step-therapy exception, what your clinician should address, and how to use the free appeal template.</description>
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      <title>Free Health Insurance Appeal Letter Template | GetMyYes</title>
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      <pubDate>Sun, 12 Jul 2026 12:00:00 GMT</pubDate>
      <description>Free appeal letter template for health insurance denials — copy, paste, and fill in. Includes line-by-line instructions, an urgent/expedited version, and what to attach.</description>
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      <title>How to Appeal a Health Insurance Denial | GetMyYes</title>
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      <pubDate>Sun, 12 Jul 2026 12:00:00 GMT</pubDate>
      <description>A step-by-step guide to internal appeals and external review, including deadlines, supporting documents, submission records, and a free letter template.</description>
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      <title>Appeal an Experimental-Treatment Denial | GetMyYes</title>
      <link>https://getmyyes.com/appeals/experimental-investigational-denial</link>
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      <pubDate>Sat, 11 Jul 2026 12:00:00 GMT</pubDate>
      <description>How to appeal an experimental or investigational treatment denial, obtain the insurer&apos;s clinical rationale, organize medical evidence, and request external review.</description>
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      <title>External Review: Steps and Deadlines | GetMyYes</title>
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      <pubDate>Sat, 11 Jul 2026 12:00:00 GMT</pubDate>
      <description>How external review works after a health-insurance denial: eligibility, filing deadlines, standard and urgent timelines, and a free request template.</description>
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      <title>Out-of-Network Claim Denied? How to Appeal</title>
      <link>https://getmyyes.com/appeals/out-of-network-denial</link>
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      <pubDate>Sat, 11 Jul 2026 12:00:00 GMT</pubDate>
      <description>How to appeal an out-of-network health insurance denial, check No Surprises Act protections, document a network-directory error, and use a free letter template.</description>
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